Fidelity Bank Rate Sheet
This disclosure contains information about terms and interest rates for the interest bearing accounts we offer. In this disclosure, the abbreviation "APY" refers to Annual Percentage Yield. If this disclosure was shared in connection with an inquiry, the interest rate(s) and APY shown are accurate as of March 1, 2025.
Please scroll down to the specific product of interest!
Certificates of Deposit (CD) Special Offer
| CD SPECIAL TERM |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST RATE |
| 10-month special, with rollover into 12-month at time of maturity |
$5,000 and above |
4.50% |
4.48% |
| 20-month special, with rollover into 24-month at time of maturity |
$5,000 and above |
4.00% |
3.99% |
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All accounts are subject to credit qualifications. Early withdrawal penalties may apply, fees may reduce earnings on an account.
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Certificates of Deposit (CD)
| CD TERM |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST RATE |
| 3-month |
$500 and above |
0.25% |
0.25% |
| 6-month |
$500 and above |
0.50% |
0.50% |
| 12-month |
$500 and above |
0.75% |
0.75% |
| 18-month |
$500 and above |
0.95% |
0.95% |
| 24-month |
$500 and above |
1.00% |
1.00% |
| 36-month |
$500 and above |
1.10% |
1.10% |
| 48-month |
$500 and above |
1.20% |
1.20% |
| 60-month |
$500 and above |
1.25% |
1.25% |
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All accounts are subject to credit qualifications. Early withdrawal penalties may apply, fees may reduce earnings on an account.
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Fidelity Savings Accounts
Interest rates and Annual Percentage Yields (APY) are subject to change daily.
| ACCOUNT |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST |
| Fidelity Savings |
$100/$0.01 and above |
0.15% |
0.15% |
| Fidelity Kids Savings |
$5.00/$0.01 and above |
0.15% |
0.15% |
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All accounts are subject to credit qualifications. Sales tax may be applicable.
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Money Market Accounts
Fidelity Bank personal and business accounts. The interest rate and Annual Percentage Yield (APY) depend upon the applicable rate tier and are subject to change daily.
| ACCOUNT |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST |
| $200,000.00 and above |
$1,000 |
1.50% |
1.49% |
| $100,000.00–$199,999.99 |
$1,000 |
1.25% |
1.24% |
| $25,000.00–$99,999.99 |
$1,000 |
1.00% |
1.00% |
| $10,000.00–$24,999.99 |
$1,000 |
0.60% |
060% |
| $1,000.00–$9,999.99 |
$1,000 |
0.30% |
0.30% |
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All accounts are subject to credit qualifications. Sales tax may be applicable.
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Top NOW Account
Interest rates and Annual Percentage Yields (APY) depend upon the applicable rate tier and are subject to change daily.
| ACCOUNT |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST |
| $50,000.00 and above |
$10,000/$3,000 |
1.25% |
1.24% |
| $20,000.00–$49,999.99 |
$10,000/$3,000 |
0.75% |
0.75% |
| $10,000.00–$19,999.99 |
$10,000/$3,000 |
0.50% |
0.50% |
| $3,000.00–$9,999.99 |
$10,000/$3,000 |
0.30% |
0.30% |
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All accounts are subject to credit qualifications. Sales tax may be applicable.
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Senior Checking Accounts
Interest rates and Annual Percentage Yields (APY) are subject to change daily.
| ACCOUNT |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST |
| $5,000.00 and above |
$100.00 |
0.30% |
0.30% |
| $100.00 - $4,999.99 |
$100.00 |
0.15% |
0.15% |
| $0.01 - $99.99 |
$100.00 |
0.00% |
0.00% |
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All accounts are subject to credit qualifications. Sales tax may be applicable.
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Fidelity Community Checking
Must be Public Funds or Not-For-Profit Entity
| ACCOUNT |
MINIMUM TO OPEN/AVERAGE DAILY BALANCE TO EARN APY |
APY |
INTEREST |
| $100,000 and above |
$1,000/$0.01 |
2.50% |
2.47% |
| $20,000 - $99,999.99 |
$1,000/$0.01 |
1.50% |
1.49% |
| $0.01 - $19,999.99 |
$1,000/$0.01 |
0.50% |
0.50% |
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All accounts are subject to credit qualifications. Sales tax may be applicable.
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