Refinance Your Home Loan

With interest rates dropping, now may be the perfect time to take advantage of refinancing your home loan with our local experts serving central Iowa and western Illinois.  

Here’s why refinancing is a smart financial move:

1. Lower Your Monthly Mortgage Payments

Refinancing at a lower interest rate could significantly reduce your monthly mortgage payment, freeing up more cash for the things that matter most to you.

2. Save Thousands Over the Life of Your Loan

Even a small reduction in your interest rate can result in major savings over the life of your loan. Pay off your home faster, or reduce the overall interest you’ll pay!

3. Tap into Your Home’s Equity

Need funds for home improvements, education, major purchase or debt consolidation? Refinancing could allow you to access the equity you’ve built in your home while still benefiting from lower interest rates.

4. Switch to a Mortgage Loan That Works for You

Whether you're looking to change from an adjustable-rate to a fixed-rate mortgage or shorten the term of your loan, refinancing can help you achieve your financial goals.

5. Lock in Stability with a Fixed-Rate Mortgage

Rates may be dropping now, but they could rise again. Lock in a fixed-rate mortgage to enjoy stable, predictable payments for the rest of your loan term.

Why refinance your home loan with Fidelity Bank?

We make mortgage loans simple!  Each member of our team, from loan officers, to processors and closers has years of experience!  We listen to your needs and work with you to find a loan that meets your budget!  And because we are located in central Iowa and western Illinois, all decisions are made locally and you can always reach us with questions. 

Why Wait?

Take advantage of the current drop and start saving today! Contact us to learn more about refinancing options tailored to your needs.

Call 515.221.0022 or reach out directly to one of our experienced mortgage loan professionals.

Equal Housing Lender

Fidelity Bank Iowa - West Des Moines, Huxley and Cambridge
Fidelity Bank Illinois - Savanna, Thomson and Mt. Carroll